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Exceeding Your Expectations

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Expert Guidance

Looking to develop your business but not sure where to turn? Need help planning or executing your next project? Let us guide you. Any organization can move forward with small incremental changes, but building for the future in today’s rapidly evolving environment means taking bold chances and making insightful decisions.



Achieve Your Goals

With years of experience, our staff has the capabilities and expertise to take your business to the next level. At Optimal Results For Business, we combine our insights and skills to transform your processes and strategies, and in turn, your company. We’re proud to help shape and improve how our clients structure and manage their business.

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Grow Your Business

We examine what organizations are doing to stay relevant and competitive in this fast-paced world, and which ones are doing it best. We then strategize using smart tools and global resources in order to understand the implications of every choice our clients can make. Get in touch to learn more about how this service can help you.

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Grow Your Business

On December 27, 2020, the President approved a $900 billion coronavirus relief bill. In it, Congress appropriates funds to help those hit hard by the impact of COVID-19 through The Economic Aid to Hard-Hit Small Business, Nonprofits, and Venues Act (the "Act").

​The Act provides assistance to small businesses mainly by revamping the familiar Paycheck Protection Program ("PPP"). As with the last bill, appropriately planning your uses of funds for the next round so you can be eligible for the loan forgiveness is key.

The professionals at Optimal Results for Business have put this guide together so you can get the emergency funding your small business deserves this year. Here are the details we know now and we'll update as more information becomes available.

​Overview of Key PPP program features 

The second round of PPP (Paycheck Protection program) funding has been voted on to help small business stay afloat, protect employees, and build business operations. This new round will allow for more uses for PPP funds while continuing to focus on payroll costs and related expenses. Borrowers who received a previous PPP loan are now eligible for a second PPP loan.

What is the PPP program?

In short, a PPP loan provides emergency funding for small businesses to pay expenses like payroll and rent. The Paycheck Protection Program is designed to provide a direct incentive for small business to keep their workers on the payroll. Funds are forgivable if certain requirements are met. The SBA will forgive loans based on specific criteria outlined below as long as the funds are used for eligible expenses. PPP loans offer a 1.00% interest rate if the loan is not forgiven. No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.

How can you spend loan proceeds? 

The first PPP round of funding focused on payroll costs. If you obtain a second PPP loan, you may spend your loan proceeds on new eligible costs. The include: 

​Certain operations expenditures  (such as software, human resources, and accounting needs).

Property damage repairs related to public disturbances that occurred in 2020. 

Personal Protective Equipment (PPE) used to comply with federal, state, or local health and safety guidelines like masks and gloves. 

Certain groups of insurance benefits, including group life, disability, vision, or dental insurance.

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